|Home Warranty||Score||Features We Like||Special Deals||Bottom Line||Price||Site||The Good||The Bad||The Bottom Line|
| 24/7 Claims Service|
Fix or Replace Guarantee
4.7/5 ★ on Shopper Approved
For Homeowners & Realtors
|Special Offer! $100 off + 2 Free Months||$45||Visit Site||Online Claims Submissions Coverage Options Promotions Helpful Website||Repeat Service Fees No Mobile App||Select Home Warranty is a highly legitimate company that offers extremely competitive pricing, a number of package options, a simple online claims process, a helpful website and occasional promotions.|
| Customized Packages|
Select your own technician
|Free Customizable Quote and No Deductible Fee||$33||Visit Site||Four levels of protection for most budgets Contracts available online for review before purchasing a home warranty Get a quote without providing contact information Buy or create a custom home warranty online or over the phone||No coverage for pre-existing conditions||America's 1st Choice Home Club offers four home warranty plans ranging in price from $475 to $650 a year. Plans can be paid in single or monthly payments, either annually or every three years. Paying for three years saves you about $150.|
| #1 Rated Claims Dept|
A+ BBB Accredited
Repair or Replace Guarantee
|Save $200 & Get 2 Months FREE||$33||Visit Site||Low fee for contract transfer Widely available in the U.S. Short repair timeframe Low number of BBB complaints||1 day to submit a claim Online chat not supported Lower cap on item replacement Limited plan selection|
| Wide network of technicians|
For realtors & homeowners
|$100 Off + 2 Months Free||$40||Visit Site||24/7 service calls Market veteran Excellent BBB rating A+ Accredited by BBB Low optional coverage costs Minimal negative feedback||Smaller company Online chat not supported|
| 24/7 Customer Support|
|Get a free quote and $50 off any plan.||FREE||Visit Site||Ability to add additional systems and appliances Quality coverage||Not available nationwide||Total Home Protection offers competitive home warranty services. The plans are not available in every state, but they offer solid coverage plans to their served areas.|
| Choice of Flexible Plans|
|Basic plan starting at $25/month||$29||Visit Site||Best Value for Money 2019 Large and established Plans from $25/m B+ BBB rating 500,000 customers Fortune Magazine Award||Automatically renewed policy Limited selection of extra coverage|
| For Homeowners or Builders|
Flexible cancellation policy
A+ BBB Accredited
|Free Quote||Visit Site|
| Covers water & gas lines|
Covers 990,000+ homes
Flexible service fee
|10% off + 1 month free||Visit Site|
Top Home Warranty rating updated for October 2020
What is a Home Warranty Policy?
The Home Warranty is a service contract that provides for the repair or replacement of system components and appliances in your home that fail due to age and standard wear. These devices include, for example, air conditioning, plumbing, electrical components, etc.
In fact, the list varies depending on the type of policy you choose, and the following devices and components can be included in it: air cooling system, heating system, plumbing and sewer systems, swimming pool, dishwasher, electric / gas stove, washing machine and tumble dryer, electrical wiring, photoelectric garage door opener, refrigerator, etc.
If you are in the process of buying a house, then payment for such a policy can be requested from the seller of the house. And, if any of the components or devices after the transfer of the keys fails, you will not have to pay huge amounts for repair or replacement of malfunctions.
In the event that you are selling real estate, you need to buy a seller’s package from a reliable company that deals with Home Warranty. The cost of such a package can be up to $ 60 per policy. Payment occurs only at the time of sale.
The cost of the Home Warranty can vary from 399 to 1,000 dollars, and it depends not only on what components and systems you want to include in it, but also on such components as the area of the house, the presence of a pool or spa.
The duration of the Home Warranty policy is in most cases valid for one year. After 12 months, you will again need to buy a Home Warranty or pay for plumbing repairs yourself, replacing your high-tech equipment, or any other breakdown.
You ask, “Why do I need all this?” We answer: throughout the duration of the Home Warranty policy, you will have to put up with any repair specialist that you will choose, not yours, but your warranty company. At the same time, processing claims through Homeowners Insurance gives you greater freedom, including the ability to choose a plumber, electrician or contractor among those professionals you really trust.
The insurance policy is valid for a year. Before the policy expires, in about a month, we recommend that you contact your insurance agent and be sure to ask for the cost of your new policy. As you know, the cost of the insurance policy is included in your mortgage payment, and if the amount of the insurance policy increases, then the monthly payment for the house also increases.
To summarize – do not forget to take care of your home no less than you take care of yourself and your family, because your home is the place where you and your children spend most of the time every day.
In the United States, any kind of warranty must comply with state level guidelines. A home guarantee is a contract that provides repair and replacement services for a broken property at a discount.